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Tel 0300 131 7300
Address
Islington & Shoreditch Housing Association (ISHA) 102 Blackstock Road London N4 2DR
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0300 131 7300
Welcome to Islington and Shoreditch Housing Association
Customers' questions
Bedroom tax (also known as under occupancy charge or the spare room subsidy) was introduced as part of the Welfare Reforms in April 2013. This means that if you live in a property which has one or more spare room then you will receive less entitlement to housing benefit.
If you have one spare bedroom you will lose 14% of your entitled housing benefit.
If you have two or more spare bedrooms you will lose 25% of your entitlement to housing benefit
You are affected by the tax if you receive Housing Benefit or Universal Credit and are of working age. Working age means anyone between the age of 16 and pensionable age.
Bedroom tax will not affect you if you:
Children of both sexes under the age of 10 are expected to share a bedroom.
Children of the same gender under the age of 16 would be expected to share a bedroom.
Couples and adults are entitled to have bedrooms of their own.
If you share access to a child only one parent can claim bedroom tax allowance.
If you have a spare room and want to stay you must increase your payments to make up for the shortfall in your Housing Benefit.
You may wish to take in a lodger. You will need to seek permission from ISHA before you do this.
You can swap your home with someone else who needs more bedrooms than they currently have. You must seek permission from ISHA before you can swap your home.
You can apply to downsize your home.
You would need to seek permission from ISHA before taking a lodger.
You will also need to contact your insurance company as they may not be covered for loss or damage to their contents under your insurance.
You must speak to our Customer Service Team immediately on 0300 131 7300. Our officers can give you helpful advice but your rent must be paid to avoid any action being taken against you for non payment.